Hi i was wondering if you could give me some information.

I am looking to purchase my house i am living in now (have lived here 11yrs) and would need a mortgage for approx 80000.

I do have 2 CCJ's which were added on to my credit file recently however one of those is a debt which is 7yrs old....would I still be able to get a mortgage....also would it be easier if i made a joint application with my partner ?

Sarah

We are a husband and wife director team running a very profitable company.

Applied for a mortgage with a National Lender as we are longstanding existing customers with 2 years of accounts. Getting hugely conflicting info from the underwriters and am fed up with them. It's one problem after another to the point of farcical.

It's as if they just don't know what they are doing.

Our LTV is only 47% and we will be homeless in 4 weeks if this doesn't go through.

We live in America and want to buy a house in UK for when we return to live in a year or so.

We are looking for companies that will give us a mortgage.

We have a UK bank account where mortgage would be paid from.

Can you help?

My daughter has moved into the area and her husband is working abroad for a UK company.

She is at home with their young son who attends the local nursery, they are renting and paying council tax.

They wish to buy a house here in the UK with a joint mortgage. The price of the house is £140K.

What kind of mortgage could be offered to them? Lynne.