Hi, my parents have a mortgage of £135,000 on their house worth £250,000. They paid off the original mortgage on their house but took this one out to help my sister and I put down deposits on our homes. We have always paid the interest only payments, but the current mortgage company will not re-mortgage after May 2017 when the term on this mortgage ends.

My parents have a good pension and excellent credit histories so I am fairly sure that you would be able to help get a mortgage. My mother is becoming increasingly concerned about this problem and is worried about having to go through the re-mortgaging process, particularly as it is my sister and I that owe the money!! Would it be possible for me to manage the re-mortgaging process for them if they give written permission? Thanks Katie

My husband is a self employed contractor, working in the maritime industry and entitled to claim seafarers earning deduction.  This means he is a non uk tax payer.

In June he will have completed 2 years accounts.

Are we able to apply for a mortgage even though he is not a uk tax payer? If so what is the greatest Loan to Value?

Thanks

Julie

Hi, I owe £9000 on my property which is worth around £210000.

I'm thinking about letting this and buying a second home .

I earn 25k pa, and would get £800pcm for renting my first home.

I am 45 years old. Is this possable for me to do this?

Steve

I am a widow and looking at a pensioner mortgage for over 65's as I am 69 soon to be 70 on my next birthday.

I am an ex civil servant and have a civil service pension of £23,548 per annum.

My current lender has written to me wanting to know what my plans are to redeem the mortgage next year when it ends.

I currently owe £29,581 on an interest only basis and my house is worth around £250,000. Can you help me?

Mrs M Jones