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Failed Credit Score Mortgage
Residential and Buy to Let
Employed or Self Employed
All Circumstances Considered
Repayment and Interest Only
Holistic Underwriting
Step 1
Enquire Online
Step 2
Speak to an Advisor
STEP 3
We'll arrange the mortgage
Step 1
Enquire Online
Step 2
Speak to an Advisor
STEP 3
We'll arrange the mortgage
Failed Credit Score Mortgages
I had nearly 3 years of missed mortgage payments and you still helped. I am so grateful. Jeremy, London
Capital Fortune specialise in helping customers who may be struggling to get a mortgage due to failing a lenders credit score.
Clients often tell us they are frustrated that although they can demonstrate a good or improved track record, they are finding it difficult to get a mortgage simply because they do not pass the lender’s credit score.
This could be for a number of reasons including:
• They have limited credit history due not taking much credit in the past
• They have moved address in the last few years
• Historic credit issues such as missed or late payments, defaults or county court judgements
At Capital Fortune, we specialise in assisting customers who have unusual or non-standard requirements and may have failed credit score with a lender.
We work with a range of lenders who have a bespoke style to assess your mortgage. The lenders we work with are happy to look at clients individual circumstances and not just their credit score.
If you have failed a credit score and wish to speak to one of our expert advisers, contact us today!
The Bank said no, given the County Court Judgment, but you delivered totally
EC, Hampshire
They may have spoken to a number of brokers without success, before making contact with us.
A lot of people who contact us tell us that they have had their mortgage application declined due to personal financial circumstances, residency status or that they are looking to raise capital or remortgage on an unusual property. They typically tell us they are frustrated that the Banks can’t help them or are simply confused as to whether they can get a mortgage at all. Here at Capital Fortune we specialise in assisting clients with unusual circumstances and situations. We may be able to assist you and will be able to give you a quick indication as to whether we can help over the phone.
I don’t work, my husband is a contractor and it’s an Old Post Office. You got us a really good mortgage, Thank You.
Mrs N. Hudson, Canterbury
As a comprehensive panel of lenders broker in this area, we know our lenders and lending criteria. Importantly, we appreciate the ambiguities and difficulties in this area of UK lending and work to provide an appropriate solution. We regularly assist clients with mainstream and complex finance and we are UK specialists in arranging mortgages for clients with non standard requirements.
We have been voted the Overall Adviser of the Year for the largest UK mortgage and protection network, two years in a row and have recently won a national industry award for Excellence in Treating Customers Fairly. A number of our clients watched us on BBC TV Newsnight and supported our shortlist nomination for Best Broker Prime and Best UK Mortgage Adviser at the prestigious Money Marketing Financial Services Awards and British Mortgage Awards respectively.
There are three stages to our award winning process:
1
Indicative Rate
Typically clients using the service, tell us they want to discuss their current situation and take us through any difficulties they may have. We can quickly give an indication as to the feasibility of what they are looking to do, undertake detailed research on the potential rates, confirm we can safely assist and importantly, express how we operate.
2
Approval in Principle
This stage involves completing a 45 minute Mortgage Fact Find questionnaire over the phone to fully assess needs and requirements. Once complete, we undertake research across a comprehensive panel of lenders to recommend the right mortgage. A detailed illustration is provided which we will take you through. If you are happy with the illustration we will then request documents from you to support the application. On receipt of the documents we will obtain formal approval in principle from the lender.
3
Mortgage Application
We will apply for the mortgage on your behalf, submit the necessary documentation and liaise with the lender to obtain your mortgage offer.
We still appreciate however, we are not right for everyone and typically we best assist clients
With non-standard/non-traditional requirements;
That are time pressed and need the most competitive and quick results; or
That just need an independent guiding hand through the minefield of products to obtain them the most competitive deal and to assist them through all the complexities within the mortgage process.
We pride ourselves on delivering advice which is accurate, tailored to your situation and fully compliant with Financial Conduct Authority (FCA) guidelines and best practice.
For help and assistance, call us today on 0207 710 0400 to speak to one of our Mortgage Advisers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Rates are updated daily and can be withdrawn at anytime without notice by lenders.”
Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Commercial Mortgages and some forms Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Easy to use clear and transparent
Peter Bartlett has been our advisor for over a decade , always prompt to follow up , he provides cle....
For service - Mortgage to assist with: REASON_REMORTGAGE
