Landlord insurance
When you are a buy-to-let landlord, you need buildings insurance as you would on any mortgaged property. But rather than opting for standard building cover it’s advisable to take out a specialist landlord insurance policy.
Step 2Speak to an Advisor
STEP 3We'll arrange the mortgage
What Our Customers Say
Worked with us to find the best solution in a timely and professional manner.....
For service - Mortgage to assist with: REASON_BTL_REMORTGAGE
We could not be happier with the service we received from James and Chloe at Capital Fortune.
From ....
For service - Mortgage to assist with: REASON_REMORTGAGE
The service I received was excellent - it was efficient and the staff were pro active throughout- I ....
For service - Mortgage to assist with: REASON_REMORTGAGE
Extremely helpful, very quick to reply or send information. Friendly people.
Always available for a....
For service - Mortgage to assist with: REASON_REMORTGAGE
Extremely professional and friendly service. Kept well advised and informed during process....
For service - Mortgage to assist with: REASON_REMORTGAGE
Peter and Chloe at capital fortune have been exceptional. We have received extremely prompt response....
For service - Mortgage to assist with: REASON_HOUSE_MOVE
Capital Fortune was so helpful in navigating my mortgage as a first time home owner, They made the p....
For service - Mortgage to assist with: REASON_FTB
Peter has been very professional and prompt in getting my rate switch sorted out, complete peach of ....
For service - Mortgage to assist with: REASON_REMORTGAGE
As an expat living abroad, the process of buying a house in the UK was a little more complicated tha....
For service - Mortgage to assist with: REASON_FTB
They did what they said they were going to do and got the job done in a timely fashion.
These are th....
For service - Mortgage to assist with: REASON_BTL_REMORTGAGE
Peter Bartlett and Chloe Artiss have been excellent from start to finish. Ours wasn't the most strai....
For service - Mortgage to assist with: REASON_FTB
We had an excellent experience working with Peter Bartlett at Capital Fortune - the second mortgage ....
For service - Mortgage to assist with: REASON_FTB
From the very first conversation with Peter Bartlett at Capital Fortune I found him to be polite and....
For service - Mortgage to assist with: REASON_HOUSE_MOVE
Very very good.excellent.
Any questions.
Quick response.
Very helpful.
Very friendly.
I would like t....
For service - Mortgage to assist with: REASON_BTL_REMORTGAGE
Good.....
For service - Mortgage to assist with: REASON_REMORTGAGE
Great advice and Peter always go the extra mile to get the right mortgage deal suitable for my needs....
For service - Mortgage to assist with: REASON_BTL_REMORTGAGE
Very efficient and found the best possible solution for an expat mortgage. Have used Capital Fortune....
For service - Mortgage to assist with: REASON_BTL_REMORTGAGE
James was very focused from the start, from taking the background information and assessing the suit....
For service - Mortgage to assist with: REASON_BTL_REMORTGAGE
Capital Fortune have been great! We are overseas so we knew it would be difficult to raise funds on ....
For service - Mortgage to assist with: REASON_BTL_REMORTGAGE
Helpful, sound and courteous advice.....
For service - Mortgage to assist with: REASON_BTL_REMORTGAGE
This usually covers the building against damage from fire, flooding and subsidence and may have the option to protect any contents inside the rental property from potential damage caused by tenants.
Additional cover that can be of value to landlords includes legal liability cover, in the event that a tenant or member of the public claims for personal loss or injury against you. Some landlord insurance policies will also cover you if you suffer a rental void period up to a set period within the policy term, damage repair, income cover and legal costs in the event you may have to evict a tenant.

As buy-to-let is an investment, the cost of insuring the property sufficiently should be factored into your profit assessments.

Want to find out more about landlord insurance and what it could cost you? Talk to one of our specialist advisers today.
